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Nine ways to lower your auto insurance costs
November 21, 2025

... bundling Bundling your auto insurance with either your home or renters insurance from the same carrier is one of the most common discounts ...


Facts + Statistics: Homeowners and renters insurance
November 20, 2025

... Commissioners , the latest data available. The average renters insurance premium rose by 0.6 percent in 2022 breaking seven consecutive annual declines.  Home inventories According to a 2023 Triple-I/Munich Re Consumer Survey ...


Which disasters are covered by homeowners insurance?
November 19, 2025

... Broad HO-2* Special HO-3* Special HO-3 Renters HO-4 Condo/Co-op HO-6 Modified Coverage HO-8 1. ... damage. It is your responsibility to maintain your home and take reasonable precautions to protect your home from damage. Your ...


°µÍø½ûÇø for wildfires
November 16, 2025

... make sure to take appropriate measures to protect your home against these catastrophically destructive events. However, as it's ... Your belongings – A homeowners or renters policy also insures your belongings for loss or damage. In addition, ...


Understanding your insurance deductibles
November 13, 2025

... paying toward an insured loss. When a disaster strikes your home or you have a car accident, the deductible is subtracted, or "deducted," ... (or front) page of standard homeowners, condo owners, renters, and auto insurance policies. State insurance regulations strictly ...


Lightning coverage and safety
November 6, 2025

How to keep yourself, your home and your belongings safe from lightning Español Lightning and insurance Standard homeowners , renters, and business insurance  policies generally cover damage caused ... than to have to deal with the consequences. Protect your home by installing a lightning protection system A lightning protection ...


12 Ways to Lower Your Homeowners °µÍø½ûÇø Costs
November 3, 2025

... 10 to 25 percent, depending on your location, insurer, and home value. Also note: if you live in a disaster-prone area, your policy may ... discount when you have your auto policy and homeowners (or renters/condo) policy with the same company. Bundling can provide meaningful ...


Wildfires: insurance and recovery resources
September 2, 2020

... And if you have evacuated, it might not be safe to go back home. The following articles provide information and guidance to keep you and ... by fire and smoke is covered under standard homeowners, renters and business owners insurance policies and under the optional ...


Spotlight on: Dog bite liability
July 17, 2025

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Media Advisory: Triple-I Statement on Recent Flooding in Texas Hill Country
July 10, 2025

... common misconception is that standard homeowners, condo and renters insurance covers flood damage. It generally does not. Flood ... FEMA’s Risk Rating 2.0 more accurately reflects each home’s unique flood risk through updated underwriting and pricing ...