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12 Ways to Lower Your Homeowners Costs
May 1, 2026

... 10 to 25 percent, depending on your location, insurer, and home value. Also note: if you live in a disaster-prone area, your policy may ... discount when you have your auto policy and homeowners (or renters/condo) policy with the same company. Bundling can provide meaningful ...


Facts + Statistics: Homeowners and renters insurance
March 24, 2026

... Commissioners , the latest data available. The average renters insurance premium rose by 0.6 percent in 2022 breaking seven consecutive annual declines.  Home inventories According to a 2023 Triple-I/Munich Re Consumer Survey ...


Bicycle safety and insurance
May 13, 2026

... personal property section of standard homeowners and renters insurance policies . This coverage will reimburse you, minus your ... a new bicycle, keep the receipt and add the bike to your home inventory list. If you own a particularly expensive model, call your ...


Triple-I Highlights Growing Needs for Pet Owners and Pet Care Businesses
May 12, 2026

... average claim cost reached $65,450. Homeowners and renters insurance policies generally include personal liability coverage for ... Triple-I warned pet sitters, dog walkers and in-home pet care providers may face significant coverage gaps if relying solely on ...


Nine ways to lower your auto insurance costs
May 1, 2026

... bundling Bundling your auto insurance with either your home or renters insurance from the same carrier is one of the most common discounts ...


Triple-I Stresses Preparedness for 2026 Atlantic Hurricane Season
April 29, 2026

...  is recommending  homeowners ,  condo owners ,  renters  and  business owners  prepare now.   Led by Colorado ... and possessions, while also taking steps to make their home or business more resilient to the impacts of wind and water,” said ...


Triple-I: Colorado State’s 2026 Atlantic Hurricane Forecast Calls for ‘Somewhat Below Average’ Season
April 9, 2026

... which is not part of a standard homeowners , condo , renters or business insurance policy. Additionally, homeowners can make ... of a wind-rated garage door and storm shutters also boost a home’s resilience to a hurricane’s damaging winds, according to the ...


Spotlight on: Dog bite liability
April 10, 2026

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Background on: Earthquake insurance and risk
March 27, 2026

... of an endorsement or as a separate policy for homeowners, renters and small business owners. Unlike flood insurance, earthquake ... due to burst gas and water pipes, is provided by standard home and business insurance policies in most states. Cars and other vehicles ...


Tornado facts and safety
March 5, 2026

... seek shelter in the safest place possible. If you are at home The safest place to be is underground . Basements usually provide ... If your home is uninhabitable, your homeowners or renters insurance may cover Additional Living Expenses (ALE) such as ...